As of September 2026, the ₹10 lakh segment has received several important launches and updates. Rather than filling the list with older cars simply because they cost less than ₹10 lakh, this guide focuses on cars introduced or substantially updated during 2026.

*Ex-showroom prices. Always verify the applicable variant and current price before purchase.

1. Nissan Gravite – A New 7-Seater Starting Around ₹5.73 Lakh

One of the most interesting launches for budget-conscious families in 2026 is the Nissan Gravite.

Nissan officially launched the Gravite in February at an introductory ₹5.65 lakh. Nissan's current price list now shows the Gravite Visia MT at ₹5,73,400 ex-showroom, with higher manual and AMT variants also remaining below ₹10 lakh.

What makes the Gravite particularly interesting is its seven-seat configuration. Someone shopping for a family car below ₹10 lakh therefore has a very different proposition here than with a conventional five-seat hatchback.

For families who regularly travel together, the extra seating capacity alone makes it worth a showroom visit.

Who should consider it?

The Gravite is worth comparing if you need more seating but don't want to move immediately into a much more expensive MPV or SUV.

And if you buy a seven-seater, interior protection becomes especially relevant. More passengers usually means more shoes, food, luggage and everyday wear inside the cabin.

That creates a natural opportunity to browse Elegant Auto Retail car floor mats and car seat covers after choosing your vehicle.

2. 2026 Renault Kwid – Still One of the Most Affordable Choices

Not everyone needs an SUV or seven-seater.

For buyers primarily looking for an affordable new city car, Renault updated the Kwid for 2026.

The updated model was launched on July 3 at ₹4.53 lakh ex-showroom. It received exterior and interior changes, including new wheel covers, 3D badging and an updated steering wheel. Renault simplified the range to Evolution and Climber trims with manual and AMT choices.

The familiar 1.0-litre three-cylinder petrol engine continues, producing 69hp and 92.5Nm.

Is the 2026 Kwid worth considering?

It makes sense for someone who primarily needs a compact car for office commuting, shopping, school runs and congested city roads.

Its lower starting price also leaves more room in a ₹10 lakh budget for insurance, registration and useful accessories rather than forcing you to spend the entire budget on the vehicle itself.

3. 2026 Maruti Suzuki Brezza Facelift – Starting at ₹7.40 Lakh

If your idea of a new car is a compact SUV rather than a hatchback, the 2026 Brezza facelift is considerably more relevant.

The updated Brezza launched on July 24, 2026, starting at approximately ₹7.40 lakh. One of its important changes is the addition of a new 1.0-litre Boosterjet turbo-petrol engine alongside the existing 1.5-litre petrol and CNG choices.

This gives a buyer with a ₹10 lakh ex-showroom ceiling an opportunity to compare an SUV against less expensive hatchbacks rather than automatically moving into a higher budget bracket.

Why put the Brezza on your test-drive list?

The Brezza will appeal more to buyers looking for an SUV-style driving position, family usability and a broader choice of powertrains.

But don't assume every Brezza is below ₹10 lakh. The starting price qualifies for this article; higher variants can exceed the budget.

If you choose one, Elegant Auto Retail already has dedicated vehicle accessories that can help protect a new car from the beginning.

Explore Brezza accessories at Elegant Auto Retail

4. 2026 Maruti Suzuki Baleno Facelift – Starting Around ₹6.10 Lakh

The Baleno facelift is one of the newest entries on this list, having launched on September 5, 2026.

The refreshed Baleno starts at approximately ₹6.10 lakh ex-showroom and gets a new 1.2-litre three-cylinder Z-series petrol engine producing 83hp and 112Nm. The update also brings equipment such as Level 2 ADAS, ventilated seats and a 360-degree camera to the range.

This makes it particularly relevant to someone who doesn't necessarily want an SUV.

Who should look at the Baleno?

Consider it if you want a premium hatchback that remains comfortably below ₹10 lakh at the lower end of its range.

It's also a car where owners may want to preserve the new cabin from the start rather than waiting until the original upholstery and flooring begin showing wear.

Browse Baleno accessories at Elegant Auto Retail

5. Mahindra XUV 3XO REVX EDGE – ₹9.39 Lakh

For buyers willing to use almost their entire ₹10 lakh ex-showroom budget, Mahindra has just expanded the XUV 3XO range.

The new XUV 3XO REVX EDGE starts at ₹9.39 lakh ex-showroom. Mahindra has also introduced a REVX M(O) petrol automatic at ₹9.99 lakh, putting it just inside our ₹10 lakh cut-off.

The REVX EDGE includes features such as an upgraded infotainment system and charging technology, while the EDGE (O) version adds a panoramic sunroof.

This is therefore a very different purchase from a ₹4.53 lakh Kwid. Both technically fit below ₹10 lakh at the relevant starting price, but they're aimed at buyers with very different priorities and budgets.

Which New 2026 Car Fits Your Budget?

If you have ₹5–6 lakh ex-showroom, the 2026 Kwid and Nissan Gravite are obvious cars to investigate.

Move towards ₹6–8 lakh, and the updated Baleno and Brezza become interesting alternatives.

If you're comfortable spending close to ₹10 lakh ex-showroom, the new XUV 3XO REVX variants give you another SUV option.

The important point is to compare like-for-like variants, rather than only comparing each model's advertised starting price.

A ₹6 lakh base car and ₹9.9 lakh higher-spec car may technically both be "under ₹10 lakh," but the actual ownership costs are very different.

Before You Buy: ₹10 Lakh Ex-Showroom Is Not ₹10 Lakh On-Road

This is especially important for buyers searching Google for cars under ₹10 lakh.

The prices above are ex-showroom figures.

Your final cost can include registration, road tax, insurance, accessories and other applicable charges. Therefore, a model costing ₹9.99 lakh ex-showroom will normally cost more than ₹10 lakh on-road.

If your absolute spending limit is ₹10 lakh, ask dealerships for a complete on-road quotation before deciding which variants to test drive.

Buying a Brand-New Car? Protect the Interior From Day One

A new car looks perfect on delivery day. Keeping it that way is harder.

Shoes bring dust and mud onto the floor. Food and drinks can stain seats. Children and pets add another level of everyday wear. India's monsoon season can be particularly tough on car flooring.

You don't need to buy every accessory available. Start with the things that solve genuine everyday problems.

Floor Mats

Good-fitting floor mats protect the original flooring and make routine cleaning easier.

Shop Car Floor Mats

Seat Covers

Seat covers can help protect factory upholstery against everyday wear, dirt and accidental spills while also giving the cabin a different look.

Shop Car Seat Covers

Before ordering model-specific accessories, always confirm the car model, model year and variant.

So, Which of These 5 Cars Should You Test Drive?

Don't choose from an online specification sheet alone.

Use this list to create a shortlist. Then visit the dealerships and check seating comfort, rear-seat space, boot capacity, visibility, driving position, features and the final on-road quotation.

For a small city car, investigate the new Kwid. For seven-seat practicality at a relatively low starting price, compare the Gravite. The Baleno gives buyers a newly updated hatchback option, while the Brezza and XUV 3XO REVX cater to people shopping for SUVs.

The right choice ultimately depends on how much you actually want to spend and how you'll use the car.

Once you've brought your new car home, you can find model-specific floor mats, seat covers and other accessories at Elegant Auto Retail.

For compatibility or product assistance, contact the team through the Elegant Auto Retail Contact page.

FAQs

Which new cars launched in 2026 are available under ₹10 lakh?

Examples include the 2026 Renault Kwid, Nissan Gravite, updated Maruti Suzuki Brezza, updated Baleno and selected new Mahindra XUV 3XO REVX variants. The ₹10 lakh threshold refers to qualifying ex-showroom variants, not necessarily their on-road prices.